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Beijing · K12 School Selection & Family Protection, One-Stop Planning

From School Selection to Protection,
A Long-Term, Certain Plan for Your Family

Long-term advancement planning for international schools, private schools, and domestic routes; rational allocation of family insurance and corporate group insurance. Use the free tools to clarify direction first, then get 1-on-1 in-depth follow-up from state-licensed advisors — we bring the expertise, you make the decisions.

Start with Free Tools → View Paid Consulting
4Core Planning Areas
3Online Self-Assessment Tools
1-on-1Licensed Advisor Support
BeijingLocalized Service
WHAT WE DO

Four Planning Areas Covering Key Family Decisions

We do not sell anxiety, only calculations and paths. All online content is free; decide when to upgrade to in-depth plans and application follow-up.

🎓

K12 School Selection Planning

Admission paths, timelines, and fit advice for international, private, and public international-division schools.

  • Residency/Hukou policy interpretation
  • School tiers & fit
  • Admission timeline planning
🧭

Long-Term Route Planning

Long-cycle cost and path design for international vs domestic routes, from kindergarten to bachelor’s.

  • Route cost estimation
  • Language & standardized-test rhythm
  • Family financial fit
🛡️

Family Insurance Planning

Rationally allocate critical illness, medical, life, and annuity insurance based on family responsibility and cash flow. Product plans are customized on licensed domestic institutions’ product lines.

  • Protection gap diagnosis
  • Licensed product plan customization
  • Coverage & budget advice
🏢

Corporate Group Insurance

Design employee benefit protection plans for SMEs, improving retention and employer brand.

  • Group insurance plan customization
  • Cost & coverage balance
  • Application & claims assistance
FREE TOOLS

Three Online Calculators — Try Them Yourself

If you prefer to research on your own, start with these tools to clarify your direction; the full plan and interpretation are delivered by an advisor in paid consulting. These 3 free tools work directly on the homepage; more free and paid tools are in the "Tool Center" below.

📊 Education Fund Calculator
🧩 School-Route Self-Assessment
💡 Family Protection Gap Analysis

Calculation Result (for reference only)

Note: this is a simplified model that does not include investment returns. The full education-fund plan (incl. allocation rhythm and licensed product customization) is available in paid consulting.

Recommended Route

Tip: route selection involves long-term family finance and policy; we recommend a personalized diagnosis in paid consulting.

Recommended Coverage (for reference only)

Note: specific products and policy control are professional services, completed 1-on-1 by licensed advisors in paid consulting.
TOOL CENTER

Tool Center — All Tools, Run On-Site

All tools run natively on-site; data stays on-site. Enter parameters for automatic results; paid tools work immediately after unlock and results can be exported; for complex cases we recommend booking your dedicated advisor for 1-on-1 interpretation. Currently 4 paid calculators + 6 free tools (incl. the 3 homepage-direct calculators above).

¥19.9 / use
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FIRE Financial Independence Calculator

Estimate your "financial independence number" and time to reach it; see your family assets and passive-income gap.

¥19.9 / use
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Family Retirement Calculator

Based on current savings, inflation, and expected retirement life, estimate the pension gap and monthly plan.

¥19.9 / use
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Personal Income Tax Reconciliation Calculator

Enter income and special deductions to quickly estimate the annual tax reconciliation amount due or refundable.

¥19.9 / use
🎯

International Education & Protection Dual Planning Calculator

Run education route and family protection on one sheet to avoid budget conflicts.

Free
📝

Parent Education Anxiety Index

10 questions to measure your education anxiety index, with targeted relief advice.

Free
✅

International School Family Protection Self-Check

Self-check your family protection gap against the list; see which insurance types to add.

Free
📅

Pre-Study-Abroad 18-Month Countdown

A full-process checklist from standardized tests to essays to visas — follow it and miss nothing.

¥199/yrPaid calculators, unlimited use for one full yearTap to scan & pay ▸

⏳ ¥199 (Paid Calculators Annual Membership) is manually activated: after scanning to pay, add the WeCom at the bottom of the page and send the payment screenshot; the advisor will issue a "Membership Code (JYM-)", which you enter on any paid calculator page to unlock unlimited use for the whole year (one year only, not instant, 1–3 business days).

💡 4 paid professional calculators (¥19.9 each), 3 tests/checklists free — all paid tools are native on-site calculations, no external links.

PAID CONSULTING

Paid Consulting Packages — Leave the Depth to the Professionals

Online calculators are free; the real personalized plans and application follow-up are paid by service depth. All paid steps are delivered manually by licensed advisors.

Single Consultation

¥299 /session
  • 60-min 1-on-1
  • Single-topic diagnosis
  • Result interpretation
  • Initial action list
Book Consultation
Most Popular

Annual Planning Advisor

¥1999 /yr
  • School selection + insurance dual-line planning
  • 4 deep consultations
  • Personalized plan report
  • Licensed product plan customization
  • Full application assistance
Book a consultation

Corporate Group Insurance Plan

Negotiable / Custom
  • Employee benefit diagnosis
  • Group insurance design
  • Group product customization
  • Application & claims assistance
Contact Advisor

🔒 All online content is free to browse; payment happens only when you actively book deep consulting/a plan. We do not sell user data.

Business Partnership · Advisor / Teacher Onboarding

Open onboarding (review-based) to peers and independent teachers in education planning and protection planning: share this site’s calculators and lead traffic; the onboarded advisor remains the first point of contact for their own clients.

Membership: Annual ¥1999 / year · Quarterly ¥699 / quarter

Partnership Terms & Agreement ▸

Business Contact

• WeCom: scan the QR code in the "Contact Me" section to add
• Email: jingjinghappiness@163.com
• Collaboration: onboarding orders · distribution · content co-creation
• Add note "Business" for priority

FAQ

Frequently Asked Parent Questions

A roundup of parents’ top school-selection and protection questions to help you self-check quickly and avoid detours.

How to choose between Beijing international schools and private schools?

The core is family budget, the children’s English foundation, and future education goals. International schools emphasize whole-person development and overseas advancement; private schools balance cost-effectiveness with a domestic path. Use the "School-Route Self-Assessment" above to self-test first.

From what age is it suitable to plan an international route?

The earlier the route choice, the more proactive you are, but primary school needs more focus on language and reading habits; middle school is the watershed. The key is not to decide early, but to understand early and stay flexible.

Why do family insurance and education planning need to be done together?

Education is a long-term rigid expense; insurance is the "safety net" of family cash flow. Both share the same family financial base; separate planning easily causes budget conflicts, while combined planning is more rational.

Online calculators are free; is paid consulting expensive?

Basic calculators and content are permanently free; payment is only for personalized deep plans and application assistance, clearly priced by package, with no forced bundling to any product sale.

Does corporate group insurance help personal family planning?

Yes. Employee benefit protection can fill the family basic medical coverage, freeing family protection budget for critical illness and life insurance — an organic part of overall family planning.

ARTICLES

School Selection & Protection Insights

We turn parents’ most-asked questions into searchable articles, helping you find us in search engines and AI Q&A.

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Beijing International School Selection Guide (Avoid Pitfalls)

Costs, admission, routes — the 8 most common pitfalls explained at once, with cost estimation.

Read More →
🛡️

Three-Step Family Insurance Setup

Critical illness / medical / life / annuity — which to buy first? Is education-fund insurance worth it?

Read More →
🧭

International or Domestic Route?

From what age to plan? A timeline clarifies cost, risk, and milestones.

Read More →
ABOUT · FOUNDER

The Person Behind the Plan

Jingjing · FounderFounder · Chief Planning Advisor

Ms. Jing (Jingjing)

🇬🇧 BA & MA, UK 🏫 10 yrs in international schools 🎯 Former admissions officer & manager 💼 5+ yrs family wealth planning

I completed both my bachelor’s and master’s degrees in the UK. Back in China, I spent a decade in international schools in a management role, including years as an admissions officer and admissions manager. Sitting on the other side of the admissions table, I saw early on what schools actually look for, which preparation truly pays off, and which is just anxiety in disguise.

Over the past five years, I have advised mid-to-high-net-worth families on wealth and protection planning — bringing a child’s education roadmap and the family’s finances into one blueprint: how much education will cost, at which stage, where the money comes from, and how the downside is covered.

The school route sets the path; family finances give it staying power. My job is to make sure every education decision has both a direction and a budget.

Talk with Jingjing 1-on-1 →

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We reply within 1–3 business days after you submit; info is used only for this service follow-up.

📍 Beijing · Online consulting nationwide　⏰ Reply within 1–3 business days　✉️ jingjinghappiness@163.com
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